This online calculator provides the premium and benefit quote for Comprehensive variant of Exide Life Smart Term Plan. This calculator splits the life insurance amount entered by the user by directing fixed amount of Rs. 10 lacs into Classic component and balance life insurance amount in Extra Protection component of Comprehensive Variant respectively. However, the user can change the proportion of life insurance cover between two components as per his/her requirements at the time of buying the product with both the components not being less than Rs. 10 lacs each. On survival of the life assured till the end of policy term, all the premiums paid towards Classic component (excluding the service tax and underwriting extra premiums paid, if any) during the policy term will be paid back to the policyholder after deducting the outstanding dues and policy debt, if any during the Policy term. The policy holder will not get the refund for premiums paid towards Extra Protection component. Benefits under this product are guaranteed subject to the policy terms and conditions. The premium quote generated above is based on the information provided. An extra premium may be charged as per our underwriting guidelines prevailing from time to time, for substandard lives or people having hazardous occupations etc. The acceptance of the proposal shall be subject to prevailing board approved underwriting policy. Service Tax is levied on the premiums as per applicable tax laws and the same is subject to changes in the tax laws from time to time. Tax benefits are applicable as per prevailing tax laws and are subject to change in tax laws from time to time. For more details on risk factors, terms and conditions, please read the sales brochure of the product carefully before concluding a sale. Exide Life Smart Term Plan UIN : 114N083V01. Exide Life Insurance Company Limited is a wholly owned subsidiary of Exide Industries Limited. The trademark “Exide” is owned by Exide Industries Limited and licensed to Exide Life Insurance vide Trademark license agreement dated 30th October 2014. Exide Life Insurance Company Limited (Formerly known as ING Vysya Life Insurance Company Limited). IRDAI Registration number: 114, CIN: U66010KA2000PLC028273, Registered: 3rd Floor, JP Techno Park, No. 3/1, Millers Road, Bangalore- 560 001, India. © 2015 Exide Life Insurance Company Limited. Toll Free: 1800 419 8228; Visit: exidelife.in