A. Choose from 8 fund options with unlimited free switches
| Fund Name |
Investment Pattern |
Objective |
Risk |
| Exide Life Secure Fund (SFIN: ULIF00418/10/04SECURE114) |
Equity: 10% to 20%
Debt: 0% to 90%
Money Market: 0% to 20%
|
To provide for growth with low risk |
Low |
| Exide Life Preserver Fund (SFIN: ULIF01016/12/09PRESERVER114) |
Debt : 75% to 100%
Money Market: 0% to 25%
|
To provide safety and growth with minimum risk |
Low |
| Exide Life Growth Fund (SFIN: ULIF00318/10/04GROWTH114) |
Equity: 40% to 60%
Debt: 0% to 60%
Money Market: 0% to 20%
|
To provide opportunity for high growth |
Medium |
| Exide Life Balanced Fund (SFIN: ULIF00118/10/04BALANCE114) |
Equity: 20% to 40%
Debt: 0% to 80%
Money Market: 0% to 20%
|
To provide for higher growth with reasonable security |
Medium |
| Exide Life Active Asset Allocation Fund (SFIN: ULIF01527/12/10ACTASSET114) |
Equity: 20%-100%
Debt: 0%–80%
Money Market: 0%-80%
|
To provide long term capital appreciation in a risk controlled manner by making clear and active
asset allocation choices between Equities, Bonds and Money Market |
High |
| Exide Life Prime Equity Fund (SFIN: ULIF01116/12/09PRIMEEQU114) |
Equity: 90% to 100%
Debt: 0% to 10%
Money Market: 0% to 10%
|
To provide for equity linked market returns |
High |
| Exide Life Midcap Fund (SFIN: ULIF01701/01/17MIDCAP114) |
Equity: 75% to 100%
Money Market: 0% to 25%
|
To provide for equity linked market returns with predominant investment in Midcap companies across sectors. |
Very High |
| Exide Life Capped Nifty Index Fund (SFIN:ULIF01801/10/18/CAPNIFINDX114) |
Equity (including equity ETF):90% to 100%
Money Market and liquid mutual fund related instruments): 0% to 10%
|
To generate long term capital appreciation from a portfolio that is predominantly based on the Nifty-50 index, capped by the regulatory limits on stocks, sectors and groups |
High |
B. Systematic Transfer Plan
By opting for a systematic transfer, you can ensure equity exposure in a systematic manner. Under this option, the allocated premium will first get invested in Exide Life Preserver Fund. Immediately thereafter and every month subsequently a pre-defined proportion of units will get switched from Exide Life Preserver Fund in to an equity-oriented fund. You can choose to switch into Exide Life Capped Nifty Index Fund, Exide Life Prime Equity Fund or Exide Life Midcap Fund. The number of units will be subject to the NAV as on the date of switch.
C. Automatic Asset Rebalancing Strategy
The Automatic Asset Rebalancing Strategy feature automates the percentage of equity exposure your allocated premium should have over the policy term - high at the start of the policy and then gradually decreasing to conserve the fund value as you approach your goal on policy maturity.
| No. of years to maturity |
Exide Life Capped Nifty Index Fund/ Exide Life Midcap Fund / Exide Life Prime Equity Fund |
Exide Life Preserver Fund |
| 10 |
60% |
40% |
| 5 – 9 |
40% |
60% |
| 0 – 4 |
20% |
80% |
You will not be able to choose Automatic Asset Rebalancing strategy and Systematic Transfer Plan together.
