Long term and Short term investment plans from Exide Life

What is Exide Life New Fulfilling Life?

As a devoted family person you will have various needs and responsibilities like fulfilling your family’s short term and long term aspirations, and ensuring that they stay protected even when you are not around.

Exide Life New Fulfilling Life is a comprehensive plan that will help you fulfill all your responsibilities with regular money back for your intermediate needs, tax free wealth and life cover for a long period.

4 Reasons to Buy this Plan

Who should buy ?

This plan is suitable for those looking for long term financial protection through guaranteed money backs.

I'm Interested Calculate Benefits

Life Cover till age 85 + -

In this plan you can choose to pay for a few years (12, 16, 20 or 24 years) while your life cover continues till the age of 85. In case of an unfortunate event, your family gets a guaranteed pay out immediately, which will be highest of the following:

10 times the annual premium + Accumulated Bonuses
Sum Assured + Accumulated Bonuses
105% of the premiums paid

Tax Free Wealth Creation + -

You are eligible for bonuses from the first year of policy till the age of 85, irrespective of the premium payment term chosen. A tax free lump sum amount equal to sum assured and accumulated bonuses will be given on maturity.

You save tax on premiums paid under section 80C and on benefit amounts under section 10(10D) of the Income Tax Act.

Get Money Back as you pay premium + -

You start getting guaranteed money backs within a few years of starting the policy. The money backs will equal your sum assured and will be paid over 4 installments as shown in the table below.

Year of Money back will depend on the Premium Payment Term chosen

Premium Payment Term (PPT) chosen	1^stMoney Back = 20% of Sum Assured	2^nd Money Back = 20% of Sum Assured	3^rd Money Back = 20% of Sum Assured	4^th Money Back = 40% of Sum Assured
If PPT 12 Years	3^rd Year	6^th Year	9^th Year	12^th Year
If PPT 16 Years	4^th Year	8^thYear	12^th Year	16^th Year
If PPT 20 Years	5^th Year	10^th Year	15^th Year	20^th Year
If PPT 24 Years	6^th Year	12^th Year	18^th Year	24^th Year

Consistent bonus track record+ -

Since its launch this plan has shown a consistent bonus track record. Bonus is added into policy as a percentage of the sum assured.

Year	2014	2013	2012	2011	2010	2009	2008	2007	2006
Bonus Rate	7.50%	7.50%	7.50%	7.50%	7.50%	6%	7.50%	7.50%	7.50%

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Premium mentioned above is exclusive of service tax plus applicable cess

Disclaimer

Feature	Exide Life New Fulfilling Life
Minimum / Maximum Entry Age	15 to 50 years (For PPT 12,16 or 20 years) 15 to 46 years (For PPT 24 years)
Maximum Premium Ceasing Age	70 years
Policy Term	Till age 85 years
Premium Paying Term (PPT)	12, 16, 20 and 24
Minimum Premium	For PPT 12 years : ₹24,000/- For PPT 16,20,24 years : ₹12,000/-.
Maturity Benefit	Sum Assured + Accumulated Bonuses
Life Cover	Highest of following: -10 times the annual premium + Accumulated Bonuses -Sum Assured + Accumulated Bonuses -105% of premiums paid
Modes of premium payment	Annual, Monthly

About This Plan