On completion of vesting term, you will get Guaranteed Vesting Benefit which is higher of:
- Gross premiums including top-up premiums compounded @ 1% p.a., or
- Individual pension account (IPA) value.
You may commute up to 30% of the vesting amount tax free and use minimum 70% to purchase annuity from after attaining age 55 to ensure a monthly income guaranteed for your life time.