What is Exide Life Critical Illness Rider?
Exide Life Critical Illness Rider is an add-on protection benefit that policy holders can add to their new or existing traditional Exide Life Insurance policies. It pays a lump sum benefit in case the life assured is diagnosed with major illness like Heart Attack, Cancer, Paralysis, Kidney failure, Coma etc. This benefit payout ensures that family is not burdened with high medical expenses, thereby allowing them to maintain their standard of living.
It gives you an option to cover either 4 critical illnesses (Option A) or 25 critical illnesses (Option B).
Critical Illnesses covered :
Cover up to 25 illness –
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Cancer of Specified Severity
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First Heart Attack - of specified severity
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Stroke resulting in Permanent Symptoms
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Open Chest Coronary Artery Bypass graft
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Kidney Failure Requiring Regular Dialysis
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Major Organ/Bone Marrow Transplant
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Benign Brain Tumour
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Permanent Paralysis of Limbs
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Coma of Specified Severity
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Blindness
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Major Burns
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Heart Valve Surgery
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Surgery of Aorta
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Motor Neurone Disease with Permanent Symptoms
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Multiple Scelerosis with Persisting Symptoms
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Aplastic Anaemia
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End Stage Lever Disease
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Chronic lung disease
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Alzheimer Disease
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Parkinson's disease
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Loss of speech
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Major Head Trauma
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Primary Pulmonary Hypertension
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Systemic Lupus Erythematosus with Lupus Nephritis
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Apallic Syndrome
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Option A provides protection against Cancer, Heart Attack, Stroke, Coronary Artery Bypass graft.
Option B provides protection against 25 illnesses as mentioned in the Comprehensive Protection mentioned below.