Name: Exide Life Accidental Death Disability and Dismemberment Rider
Brand: Exide Life Insurance
Rating: 3.2 (50 reviews)

Exide Life Accidental Death Disability and Dismemberment Rider

3.3 /5 based on 65 votes

Exide Life Accidental Death Disability and Dismemberment (ADDDB) Rider is an easy, inexpensive way of providing additional financial security for your family in the event of such an adversity. It extends the domain of Accidental death benefit rider by including the provision of benefit pay out even in the case of accident that lead to dismemberment or disability.

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UIN: 114B002V02

What is Exide Life Accidental Death Disability and Dismemberment Rider?

It is an add-on that can be attached to a traditional Exide Life Insurance Policy and provides enhanced coverage in case of accidental death, disability or dismemberment.

3 Reasons to Buy this Plan

Who should buy ?

Those who want to take additional protection at a nominal additional price.

I'm Interested

Additional Protection + -

An additional lump sum amount is paid in case of accidental disability, dismemberment or death.

No Need to Buy New Plan + -

It can be attached to select Exide Life Insurance traditional plans without any need of buying a new policy.

Tax Benefit + -

The rider provides for income tax rebate under section 80D and for benefit amount under section 10(10D).

35 year old Ravindra invests ₹2,762 p.m in Exide Life Secured Income Insurance RP for 20 years for a sum assured of ₹5 Lac. By just paying ₹80 p.m. extra for ADDDB Rider, he gets additional protection of ₹5 Lac against accidental disability, dismemberment or death. The benefits of this plan are shown below.

*Premium shown is exclusive of Goods and Services Tax (GST).

Minimum Age at Entry	18 years - 65 years
Last premium paying age	75 years
Premium Payment Modes	Same as that of the base policy
Premium Payment Term	Same as of the base plan; Only regular pay allowed
Policy Term	Minimum: 10 years Maximum: 75 – Age at attachment of rider or the outstanding premium paying term of the base policy at attachment of rider whichever is earlier
Maximum Sum Assured	Lower of, ₹20 lakhs or Sum Assured of the base policy

Exclusions
This Rider shall not cover the death, disability or dismemberment of the Life Assured being caused directly or indirectly by any of the following:

Any disease or infection
Intentional self-inflicted injury, suicide or attempted suicide, while sane or insane
Life Assured being under the influence of alcohol, narcotics, psychotropic substances or drugs unless taken in accordance with the lawful directions and prescription of a qualified and registered medical practitioner
War (declared or undeclared), war-like operations, invasion, civil commotion, riots or revolution
Participation in any flying activity, except as a bonafide passenger in a commercially licensed aircraft
Participation in a criminal or unlawful act
Any injury sustained before the Effective Date of this Rider
Participation in hazardous sports, hobbies or pastimes including (but not limited to) racing, parachuting, mountaineering etc
Atomic energy explosion or radiation of any kind

Product Brochure + -

Exide Life Accidental Death Disability and Dismemberment Rider

Terms & Conditions+ -

Exide Life Accidental Death Disability and Dismemberment Rider

About This Plan