Illustration 1 – Classic Variant
Rohit, a 35-year-old businessman chooses to avail protection cover through Exide Life Smart Term Edge - Classic variant. He chooses Rs 50 Lakhs death benefit for a term of 30 years.
*Premium mentioned is exclusive of GST. Premium is illustrated for a Male aged 35 years, Non-smoker & Tele-Medical category.
Illustration 2 – Step- Up Variant
Rahul, a 35-year-old provision store owner chooses to avail protection cover through Exide Life Smart Term Edge – Step-up variant. He chooses Rs 50 Lakhs death benefit for a policy term of 30 years.
*Premium mentioned is exclusive of GST. Premium is illustrated for a Male aged 35years, non-smoker & Tele-medical category. Return of premium calculated @ 150% of premiums paid for the policy term of 30 years.
Illustration 3 – Comprehensive Variant
Nikhil, a 35-year old Businessman chooses to avail protection cover through Exide Life Smart Term Edge-Comprehensive variant. He chooses death benefit under the classic variant of Rs 10 Lakhs and Rs 90 Lakhs under Extra Protection cover for 30 years.
*Premium mentioned is exclusive of GST, Premium is illustrated for a Male aged of 35 years, non- smoker and Tele-Medical category. Premium for under the classic variant=Rs 5,951 p.a & Extra Protection= Rs 16,777 p.a. In case of survival till the end of the policy term premium paid towards classic variant is returned (Rs. 5,951 * 30 years = Rs 1,78,530)