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    • Get heart and cancer cover with exide life sanjeevani
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Get heart and cancer cover with Exide Life Sanjeevani

Health Plan
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    • Comprehensive insurance cover for all cardiovascular and cancer related conditions
    • Includes double claim benefit
    • Tax benefits under section 80D
    • Premium Funding Benefit which means a waiving of premium for 5 years
    Health Plan

    Cancer and Cardiovascular diseases – two types of ailments that are at once, frightening and intimidating. With lifestyle changes, these diseases are on the rise, causing emotional and financial distress. While emotional support can be extended by your loved ones, a comprehensive health insurance cover is needed to combat the monetary crisis.

    Exide Life Insurance brings to you its unique health insurance plan for heart and cancer related conditions - Exide Life Sanjeevani.
    Exide Life Sanjeevani is a fixed benefit health insurance plan designed to cover cancer and heart related conditions. It pays a fixed sum of money to the insured upon diagnosis of heart and cancer conditions. The sum paid makes sure the treatment expenses are taken care of without bearing any crunch on the family of the insured.

    A Comprehensive Cover

    The plan covers all the major heart and cancer conditions. The fixed sum paid depends on the severity of the condition – mild, moderate, or severe, and your previous claims filed under this policy. In case more than one covered condition is diagnosed at a time, then the claim with the higher pay-out is paid.

    Double Claim Benefit

    A unique feature of the policy is that claim can be filed under this policy even if you have filed a similar claim under another health insurance policy. Also, the fixed amount of benefit is paid irrespective of the actual medical expenses incurred.

    Tax Benefit

    The insured is eligible for tax benefit under section 80D of the Income Tax Act 1961, upon the premium paid.

    Premium Funding Benefit For 5 Years Under Moderate Condition

    After the first claim is admitted under the moderate condition category, the premiums for the next 5 years are waived off from the date of diagnosis, or start of treatment. The policyholder resumes payment of the premiums after the period of 5 years without incurring any arrears.

    If the policy is reaching the end of its term within these 5 years, the payable premiums are waived off altogether.

    Here’s a practical example elaborating the benefits of Exide Life Sanjeevani.

    A 35-year-old auditor by profession, buys Exide Life Sanjeevani for 25 years, for a sum assured (SA) of ₹10,00,000 and an annual premium of ₹3720.

    At 40 years of age he undergoes coronary angioplasty, which falls under the mild category condition. 25% of the insurance amount, that is, ₹2.5 lakh is paid out.

    At 50 years he undergoes Carotid Artery Surgery, a condition that falls under the moderate category. 50% of insurance amount, that is, ₹5 lakh is paid. His premium is funded by Exide life Insurance for the next 5 years.

    At 55, he undergoes a major Aorta surgery, which falls under the severe category condition. The remaining 25% of the insurance amount, that is, ₹2.5 lakh is paid. Thus, the total benefit that is paid is ₹10,00,000 in form of ₹2,50,000 under mild category + ₹5,00,000 under moderate category + ₹2,50,000 under severe category.

    To know more about the Exide Life Sanjeevani Plan, click here.

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    Exide Life Sanjeevani

    Exide Life Sanjeevani is the first fixed benefit health insurance plan offering comprehensive coverage against Heart and Cancer related conditions.

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    IRDAI notice : Beware of Spurious/ Fraud Phone Calls: IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

    Exide Life Insurance Company Limited.
    IRDAI Registration Number: 114, CIN:U66010KA2000PLC028273
    Registered Office: 3rd Floor, JP Techno Park, No. 3/1, Millers Road, Bangalore- 560 001, India.
    2020 Exide Life Insurance Company Limited. All rights reserved.

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