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What is Exide Life Jeevan Uday?

You have dreams to fulfill for your family and to lead a happy life. A regular, disciplined approach to savings, helps you realize your dreams by preparing you financially. Presenting, Exide Life Jeevan Uday, a savings plan with life insurance that has been designed to ensure a happier tomorrow for you and your family. It also ensures that your family is financially secured, in case of an unfortunate event.

Who should buy?

This plan is suitable for those who want to save money in a regular, disciplined manner for their key financial goals.

3 Reasons to buy this plan

1 Life cover for full policy term
2 Easy to purchase (no medicals required)
3 Tax free maturity benefits*

*The Maturity amount is tax-free under section 10 (10D) till entry age of 44 years

Key Benefits

1. Easy to purchase (No medicals required)
You can start this plan in a quick, easy and hassle free manner. There are no medicals required and all you need to do is sign a few documents.
2. Life Cover for entire policy term
In case of any unfortunate event, this plan offers a Life Cover to your family which ensures financial protection for them.

Life Cover Amount = 10 times the annual premium* + Accumulate Bonuses(if any).
Example, If a 35 year old person choose an annual premium of ₹9,000, then:
Life Cover Amount = ₹90,000 + Accumulated bonuses(if any)

* For entry age of 45 years and above, it is 7 times the annual premium
3. Extended Life Cover
We understand some time you may not be able to save premium in this plan. In such case to ensure protection for your family, this plan continues to provide Life Cover for 1 year from the date when your last premium payment was due. This benefit is available only if at least 1 full year's premium is paid.
4. Tax free maturity benefits
You need to pay premiums for only 10 years. Choose from a Policy maturity term of 10, 15 or 20 years. On maturity, you get:
  • Sum Assured on Maturity: This amount is guaranteed to you at the start of the policy.
  • Bonus: Every year your policy is eligible to earn an Annual Bonus. These bonuses are accumulated over the policy term and are paid on maturity.
  • Terminal Bonus: One time Terminal Bonus will be declared once the policy has completed 10 years. This will paid to you on maturity.
Maturity Benefit = Sum Assured + Bonus accumulated over policy term(if any) + Terminal Bonus(if any)

Also, you save tax on premiums paid under section 80C. Please consult your tax consultant for more details. The Maturity amount is tax-free under section 10 (10D) till entry age of 44 years.

How this plan works?

35 year old Krishna wants to plan for child’s future in 20 years. He saves ₹9,600/- p.a# for 10 years in Exide Life Jeevan Uday with a policy term of 20 years. He gets a Sum of ₹77,553/- assured on maturity. The benefits of this policy are shown below.
Exide Life Jeevan Uday
#Premiums are exclusive of Service Tax. Assuming standard age proof.
**The maturity amount includes the sum assured, bonus and terminal bonus

Key Features

Minimum Age at Entry 0 year
Maximum Age at Entry 55 years
Age at Maturity Minimum: 18 years
Maximum: 70 years
Premium Paying Term (PPT) 10 years
Policy Term (PT) 10,15 and 20 years
Premium Allowed Annual Mode: ₹6,000, ₹7,000, ₹8,000, ₹9,000, ₹9,600
Half Yearly Mode: ₹4,000 and ₹4,800 only
Multiple for Life Cover For entry age up to 44 years:
10 times the annual premium

For entry age 45 years and above:
7 times the annual premium
Exide Life Jeevan Uday UIN: 114N074V01. For more details on risk factors, terms and conditions, please read the sales brochure of the product carefully before concluding a sale. Tax benefits are subject to change in tax laws, from time to time. Bonus is not guaranteed and past performance is not an indication of future performance. Please consult your tax advisor for details on tax benefits. The Maturity amount is tax-free under section 10 (10D) till entry age of 44 years. Exide Life Insurance Company Limited is a wholly owned subsidiary of Exide Industries Limited. The trademark “Exide” is owned by Exide Industries Limited and licensed to Exide Life Insurance vide Trademark license agreement dated 30th October 2014. Exide Life Insurance Company Limited (Formerly known as ING Vysya Life Insurance Company Limited), IRDAI Registration number: 114, CIN: U66010KA2000PLC028273. Registered Office: 3rd Floor, JP Techno Park, No. 3/1, Millers Road, Bangalore- 560 001, India. Toll-free: 1800 419 8228. Visit : exidelife.in.
Savings plan for happier tomorrow 
who should buy
Who should buy?
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Who should buy?

This plan is suitable for those looking for guarantee with attractive tax free returns and want payment commitment for few years only.
Key Features
Key Features
What is Exide Life Jeevan Uday?

You have dreams to fulfill for your family and to lead a happy life.>>

(UIN:114N074V01)
X
What is Exide Life Jeevan Uday?
You have dreams to fulfill for your family and to lead a happy life. A regular, disciplined approach to savings, helps you realize your dreams by preparing you financially. Presenting, Exide Life Jeevan Uday, a savings plan with life insurance that has been designed to ensure a happier tomorrow for you and your family. It also ensures that your family is financially secured, in case of an unfortunate event.
Key Benefits
Key Benefits
How this plan works
How this plan works?
3 Reasons
to buy this plan
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